Restore Liberty in America Platform

A clean, green America is healthy, wealthy, and free — and in this article, we prove it.

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America is a nation founded upon the ideal of liberty and justice for all people. It is an ideal that we have fallen short of fulfilling.

Liberty is clean air, fresh water, healthy organic food, money that retains value over time, and a Constitution that applies evenly to all people at all times by default and without exception.

That we don’t have these most basic forms of liberty in America, to me, is evidence that we have been hijacked from within but our unaccountable intelligence agencies, the two-party political system, and the privately-owned Federal Reserve Bank. After all, whoever has the money makes the rules, and the Federal Reserve has all the money. To that end, the following is our renew America platform to restore liberty in America.

Renew America Platform to Restore Liberty in America

There is no greater imperative for government than the duty it owes its people to furnish them with a sound and uniform currency…to protect the wages of labor from a vicious [bank-owned inflationary] currency.”

— President Lincoln, 1865, Monetary Policy speech

The Federal Reserve extracts no less than $1 trillion from our pockets every single year. If we split the profits with the people instead of the bankers, every American would be a millionaire by age 65.

Here’s the math:

$1,000,000,000,000 / 330,000,000 Americans = $4,000 per person per year

$4,000 per person per year @ 4% for 65 years = $1,000,000

By converting the Federal Reserve Bank into a credit union that is clean, green, citizen-owned, and fully transparent, we will get off of oil, out of oil-wars, invest in renewables and organics, and split the profits with the people instead of the bankers — because credit unions are owned by the members, not the shareholders. This minor change improves our national health and wealth by aligning our money with our environmental values.

If you’re unfamiliar with the Federal Reserve or believe that it’s a myth that it’s a private bank owned by a cabal of private shareholders, then read the following background. claims, “The Federal Reserve System is not ‘owned’ by anyone.” However, the Federal Reserve Act, also listed on their website, states the opposite, that the central bank is owned by member banks. Specifically, the fine print of Section 2, Item 10: Stock alloted to United States states, “…subscriptions by member banks were adequate and there was no necessity or authority for the allocation of any stock to the United States.”

In other words, the bank is owned by the member banks. We, the people, of the United States of America do not own a single share in the bank.

The bottom line is that the Federal Reserve website is contradicting itself. They claim not to be owned by anyone on one page while stating that they’re owned by the member banks on another.

We deserve to know…

  • Why are they lying?
  • What they are hiding?
  • Why are they are hiding it?
  • How much is this costing us, the American public?

To the last point, we know that they have had over 100 years, since 1913, to compound their money into near total ownership of our entire economy.

This chart shows that the value of our money has declined by over 95% since its inception in 1913. Like energy, money doesn’t just disappear. It goes somewhere. In this case, the empty space representing the 95% value lost since 1913 is the amount of ownership that transferred into the hands of the central bank.

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Considering that American corporations produce $2 trillion in annual profit, estimating that the Federal Reserve extracts only $1 trillion per year from our pockets is a conservative estimate. Just to remind you, $1 trillion is $4,000 per person per year — enough to make every American a millionaire by age 65, enough to replace Social Security with a more cost-effective system, and enough to eliminate or reallocate the $1 trillion per year in taxes collected for Social Security too.

Keep this savings figure in mind. It’s the basis of the Renew America platform.

Secrecy and a free democratic government, don’t mix.”

— President Truman, December 22, 1963

In 1926, Supreme Court Justice Sutherland wrote the majority opinion in Connally v. General Construction Company. His opinion outlined that all laws are to be clear, objective, and easily understood by the average American to preserve the first essential of due process of law. This opinion established the precedent that laws that are not clear, objective, and easily understood by the average American are, in fact, unconstitutional.

Unfortunately, in 1927, we reauthorized the Federal Reserve Bank and granted them total authority to operate in secret, in direct contradiction to Justice Sutherland’s measure of constitutionality. In addition, the CIA Act of 1947 granted the CIA immunity from Congressional oversight — the basis for today’s qualified immunity problem. That the banking and intelligence apparatus was granted absolute power and has resultantly corrupted absolutely should surprise no one.

To that end, by declassifying government we will restore the right of the citizens to supervise government. By open-sourcing government and building it on blockchain technology as others have done, government will become a platform for entrepreneurs to solve problems at a profit with proven, reliable, objective data. This will lead to dramatic cost savings, lower taxes, and our next economic revolution. We may even find that newly declassified technology will improve our standard of living at a lower cost.

Liberty is unobstructed action in accordance with our will within limits drawn around us by the equal rights of others.”

— Thomas Jefferson

To end qualified immunity, we must strip the CIA Act of the immunity clause. In doing so, we will restore accountability to the people. When a government official, police or otherwise, violates our rights, we will have the authority to hold them accountable.

Moreover, the future is not in centralization, but decentralization. Intelligence is most helpful for society when it is widely known, not closely held. The CIA Act serves to empower the planners rather than to empower the people. To restore our liberty and to renew America, we must declassify, open-source, and decentralize our intelligence gathering.

With that in mind, we must come to terms with a basic truth: when we criminalize an action that does not include a victim, the effect will be to grow government in terms of control, police presence, and tax burden. To that end, we must legalize, regulate, and tax all drugs — holding nothing illegal — to get people out of prison, off the pills, off the streets, and back to work. This action reunites and strengthens families leading to safer, more prosperous communities, lower taxes, and greater health and wealth for every American.

Thomas Jefferson defined liberty as, “unobstructed action in accordance with our will within limits drawn around us by the equal rights of others.” He continued, “I do not add ‘within the limit of the law’ because the law is often the tyrant’s will and always so when it violates the rights of the individual.

His unobstructed action definition of liberty has a biblical pretext as well: free will.

In Genesis, God grants us free will to make our own choices. The original sin of Adam and Eve, eating the forbidden fruit, shows us that while God tends to guide us, he still grants us the freedom to make our own decisions and to live with the consequences. While God expelled Adam and Eve from the garden of Eden, God did not build a prison for Adam and Eve within the garden. Adam and Eve knew that they shouldn’t eat the apple, but they didn’t understand why because God chose to instill fear, saying that they would surely die, rather than explain that by eating the fruit, we will endure hardship until they gained the wisdom to understand the effects of their actions.

The same can be said for us. In life, we will endure hardship until we understand the effects of our actions and can act in advance to prevent adverse effects from occurring.

Perhaps you’ve heard the phrase, “It is not enough to know; we must understand.” Understanding is critical because, through understanding, we may create policy that heals rather than hurts — policy built on a foundation of love rather than fear.

Building on the Foundation

Now that we have restored the foundation of love and liberty, let’s build on it.

Recall the $4,000 per person per year that we recouped by replacing the unconstitutional Federal Reserve Bank with the rightful Credit Union of the United States.

This will serve as the foundation to renew America.

The Universal Savings Account will simplify our savings and investing by consolidating retirement, education, and health savings accounts into a single account. The $4,000 citizen dividend (varies with economic production and credit union ownership) will be deposited into our USA from birth. By age 18, every American will start their adult life with between $120,000 and $150,000, given an average annual compounding rate of 5% and with little drawn against the account for healthcare expenses until that point.

This initial nest egg will provide for a $20,000–30,000 downpayment on your first home. National homeownership rates, currently below 60%, will jump significantly, perhaps to 90% as it is in Estonia and other nations. As an adult, we will continue to earn a citizen dividend, which will continue to compound into over $1 million at an average rate of 5% by retirement at age 65.

The citizen-dividend-funded USA provides for retirement security by putting the money into our hands to be invested in clean, green America rather than be spent on government waste and endless wars. In contrast to Social Security which provides a negative return on our tax dollars, this is a pretty good deal.

Healthcare spending accounted for 35% of our pre-coronavirus annual budget — $1.5 trillion for Medicare and Medicaid. These government programs set the rates for health services. Private insurance companies use their pricing to set their own rates. This system, lacking in transparency, competition, and consumer choice, leads to higher prices and higher taxes.

Conversely, a healthcare program based on unfunded healthcare savings accounts or HSAs is nothing more than a tax shelter for the rich. However, a fully-funded healthcare expense account would drive the transparency, competition, and consumer choice that is currently missing from the healthcare market. Coincidentally, the current average annual healthcare expense matches our citizen dividend of $4,000 per person per year. With transparency, competition, consumer choice, and our citizen-dividend-funded USA we will be able to shop for service and share in the savings.

Speaking of sharing in the savings, that is precisely what we will do with our Healthcare Savings Dividend (HSD). While the citizen dividend helps to fund consumer-driven healthcare, some expenses will exceed the average annual expense of $4,000. In these cases, we will still shop for care, and provided that our selected provider is priced at or below the average cost for the service, the government will pick up the tab. This multi-payer approach encourages cost-competition and transparency, driving down healthcare expenses for everyone, and providing insurance for unplanned healthcare expenses, the leading cause of bankruptcy. We may choose to retain supplemental insurance at our own expense to cover the unplanned cost of care in excess of the average annual expense for specific services.

This transparent, cost-competitive, market-based pricing powers the HSD. The Health Savings Dividend is divided into two parts a personal and a national savings dividend. To earn your dividend, which is a share of the national savings in the reduced cost of care, we may share our healthcare spending to track our spending against a national aggregate of transactions for services, similar to how an Exchange Traded Fund tracks a segment of stocks. Half of the savings will accrue to your personal account as a reimbursement of your health expenses, up to your dividend amount of $4,000, and the other half will be deposited in equal shares into our USAs.

Before we talk about investment, let’s recap our budgetary savings. The pre-coronavirus budget for 2020 was estimated at $4.5 trillion. This breaks down fairly evenly into $1 trillion for defense, $1 trillion for debt service, $1 trillion for Social Security, and $1.5 trillion for Medicare and Medicaid. Pre-coronavirus estimates for FY2020 tax revenue came in around $3 trillion for a 33% budget deficit and an average annual debt increase of $1.5 trillion. This is a recipe for disaster.

Reclaiming ownership of our money with our Credit Union of the United States changes everything. Read on to see what I mean.

By reclaiming ownership over our money, with only $3 trillion of the $27 trillion owed to foreign nations, 88% of the debt owed to the Federal Reserve Bank may be canceled along with the debt service and interest payments, accounting for nearly $1 trillion per year over and above the $1 trillion per year extracted from our economy through Federal Reserve ownership of corporations.

With our clean, green, citizen-owned, and fully transparent Credit Union of the United States, we will invest in renewables and organics rather than gorging on endless war and oil. By transitioning to a renewably-powered economy, we may cut the oil and so-called terrorism-related defense expenditure, which accounts for between 25–50% of the $1 trillion defense budget.

But don’t take my word for it; take the word of Air Force General Charles Wald, Marine Corps General Conway, and others, who concur that, “We weren’t there for terrorism.” You’ll note that the report to the Department of Defense, Securing America’s Energy Future: The Military Cost of Defending the Global Oil Supply, has been conveniently removed; typical of a fascist regime. For the endeavoring researcher, my quote is on page 8 of the report.

By focusing on a clean, green America rather than one powered by oil and gas, we will improve the quality of our air, water, and food. Our healthcare bill will decrease as our human and environmental health improve from cleaner, greener, oil-free processes. While these savings will not be immediate — savings will accrue as market transparency and competition improve over the next few years — comparable pricing of drugs and services in other nations shows the potential for huge savings, as much as 80% or more in many cases.

Having a citizen-owned Credit Union of the United States instead of a private central bank means that we earn a citizen dividend by splitting the profits with the people instead of the bankers. An estimated dividend of $4,000 per person per year may not sound like much, but when compounded from birth at reasonable rates of 4–6%, we’ll have enough money at retirement to replace the taxpayer-funded version of Social Security. Since we’ll control the CUOTUS and the interest rate at which we lend our money, we’ll transition to a renewable economy growing the fixed income market for green investments and returning to 4–6% interest rates in the process. These rates will fund our retirement just as our investments will fund economic growth.

Annual budgetary savings estimates of $2.4 to $2.9 trillion still do not include administrative savings related to fewer laws as a result of the Void for Vagueness Amendment, greater efficiency due to open-source blockchain-based operations, savings related to the improvement of our health and wellness as a society, and the savings offset by monetary policy earnings rather than monetary policy expense. Based on these figures, we transformed our $1.5 trillion deficit into a $1.5 trillion surplus.

Now, let’s discuss community investment.

Legalizing, regulating, and taxing drugs, and freeing people from prison is only the first step. We must ensure that our returning citizens have the mental health and community support needed to enjoy a happy, healthy, productive life outside of prison and following military service. That begins with having something to live for: family, pride in our work, and the ability to get ahead in life.

When money ceases to be debt, we can invest and expect a lasting return. When we own our money and have access to the information that guides our policy, we can better direct our investment to productive purposes. To that end, the aim of our Community Investment Plan is to strengthen families and local communities so that we, the people, own our homes, have an ownership stake in our work, and have the regular affordable mental and physical health support needed to reach our goals.

Our clean, green, citizen-owned Credit Union of the United States will invest in our community businesses to get them started and to help them grow. This includes mental and physical health businesses; community-owned and operated urban farms to grow fresh, local organic produce; local manufacturing, and more. We will specifically develop businesses with an employee ownership model so that a job is not just another dead-end, but a career that rewards employees with wage growth and a share in the wealth as the value of the business grows. Entrepreneurship training for K-12 and adult education will encourage local problem-solving-at-a-profit, the definition of entrepreneurship. We will begin to see opportunities rather than waiting for the government to solve our problems. And with each new business, we profit both individually and collectively, empowering our people so that we may do better than just survive; we will thrive together.

This is the promise of a renewed America with liberty and justice restored for all.

Liberty is clean air, fresh water, healthy organic food, money that retains value over time, and a Constitution that applies evenly to all people at all times by default and without exception.

This is our Renew America Platform to Restore Liberty in America — because a clean, green America is healthy, wealthy, and free.

Vote Joe McHugh for President of the United States on November 3, 2020.

About the Author:

Joe McHugh, an Independent candidate for President of the United States, is on the ballot in Utah and Colorado and a write-in candidate in Alabama, Alaska, Connecticut, D.C., Iowa, Kansas, Kentucky, Maryland, Minnesota, New Hampshire, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, Wisconsin, and Wyoming. Joe McHugh aims to restore liberty in America by replacing the Federal Reserve Bank with the Credit Union of the United States. He is a veteran Marine Corps Officer, entrepreneur, and author of the forthcoming book, Hijacking America: Liberty Strikes Back. In his book, he describes his near-decade-long continuing experience with FISA and PATRIOT Act-enabled governmental entrapment, obstruction, and interference on the false pretense that he stole classified information related to 9/11 being an inside job. Joe McHugh has earned degrees from the highly ranked James Madison College at Michigan State University for International Relations and Political Economics, and an MBA of entrepreneurship from Babson College, the #1 School of Entrepreneurship Worldwide.

Visit his campaign site at to restore liberty in America by ending the Federal Reserve and going green instead with a planet-friendly, citizen-owned, and fully transparent credit union.

Written by

Joe McHugh is an Independent candidate for President, Forex & crypto CTA; political-economic analyst, and founder of Earth Loans.

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